Two wheeler loan

Two Wheeler Loans
A Smarter Loans
How to get a Two Wheeler Loan in 3 simple steps

Now get your Two Wheeler Loan in simple steps. Follow these simple steps to get your loan:

  • Eligibility is checked online while you are at the dealership
  • Post approval documentation along with application form to be submitted
  • Money transferred to dealer and you have your vehicle
$10000 $100000
1 years10 years
Your repayments are every years at
Total you will Pay:
Salaried/ Self employed

  • Age

Minimum- 21 Years and Maximum- 60 Years at loan maturity

  • Loan Amount

Minimum- Rs.10,000 and Maximum Rs.20,00,00

  • Tenure

Minimum – 12 months and Maximum – 36 months

  • Residential Stability

Minimum 1 Year

  • Employment Stability

Minimum 1 Year

  • Read moreLatest 3 month’s salary/Form 16/Latest ITR
  • Last 3 month’s bank statement is mandatory
  • Income

Not mandatory

  • Loan To Value (LTV) – Up to 95%
    Read less
Documents Required

  • ID Proof
    Passport /Pan Card /Driver’s License /Voter’s ID/Aadhar Card Along with recent passport size photographs
  • Address Proof
    Ration Card/Electricity Bill/ Passport
  • Income Proof if required
    Salaried – Last 3 month’s salary slips/ Form 16/Last 3 month’s bank statement reflecting salary credits/Salary Certificate
    Self Employed – Latest Income Tax Return (ITR)
  • Read moreBank Statement
    Last 3 month’s statement is mandatory
  • Residence Ownership Proof
    Not mandatory
    Read less
Fees & Charges

  • Processing Fee

A fee collected to process the loan. The fee will vary depending on the loan amount.

  • Delay in Payment Charges

A charge of 2% will be collected for a delay in payment.

  • Miscellaneous Charges

PDC Charges: ₹850

Bouncing Charges: ₹450

Cancellation Charges: 2% of loan amount or ₹5,000 whichever is higher

Swapping Charges: ₹600

Read moreForeclosure Charges: 4.5% of the principal outstanding at the time of foreclosure + GST

Foreclosure Charges: for Top Ups 2% on the future principal outstanding on the existing loan + GST
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Apply here for more information


Got a question? Call us on 080 26492353 8 am to 8 pm.


Download our form, fill in your details and submit the application in the nearest branch.


No.10, 5th Cross,16th Main,
KSRTC Layout, J P Nagar II Phase
Bangalore – 560078


For more query, write to us at [email protected] . We take email very seriously and respond in no time.